Senior citizens take note when applying for health care
Bottom line avoid ICICI LOMBARD if you are over 65
If you are above 65 and have diabetes or cholesterol or any other disease do not waste 10 days applying for icici lombard complete health insurance as you are almost 100% going to be rejected
This process till rejection is a long process and a waste of time. (When the rep could just tell the senior citizen you do not fit the criteria).
So the process right now.
Goto icici lombard site
apply and give your details
or get on chat with a rep
rep will call you and then tell you how to pay online .Rep will ask you your full medical history(you are not told you will be rejected)
Rep will set up an online profile and also a quote . You have to pay 40,000 approx .
After paymeny you have to wait 2 days for the medical underwriting team to call .
Medical team has some short comings .
If seem to feel you already have high blood pressure if you are taking blood pressure medicine as a prevent medicine
Then after this the tell you wait another 2 -4 days to get the results if you are rejected or not.
Then after 4 days you get a letter that your application is rejected and then your money is refunded
If you are above 65 and have diabetes or cholesterol or any other disease do not waste 10 days applying for icici lombard complete health insurance as you are almost 100% going to be rejected
This process till rejection is a long process and a waste of time. (When the rep could just tell the senior citizen you do not fit the criteria).
So the process right now.
Goto icici lombard site
apply and give your details
or get on chat with a rep
rep will call you and then tell you how to pay online .Rep will ask you your full medical history(you are not told you will be rejected)
Rep will set up an online profile and also a quote . You have to pay 40,000 approx .
After paymeny you have to wait 2 days for the medical underwriting team to call .
Medical team has some short comings .
If seem to feel you already have high blood pressure if you are taking blood pressure medicine as a prevent medicine
Then after this the tell you wait another 2 -4 days to get the results if you are rejected or not.
Then after 4 days you get a letter that your application is rejected and then your money is refunded
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